How this funding can fit
Longer-term financing through participating SBA lenders for qualified businesses. Common uses include expansion, acquisitions, equipment, working capital and owner-occupied real estate. The right structure depends on the purpose of funds, timing, revenue pattern, credit profile, available collateral or invoices, and existing obligations.
What underwriting may review
- Time in business and industry
- Monthly revenue and deposit consistency
- Existing financing obligations
- Business and owner credit, depending on the product
- Requested amount and intended use
Prepare before you apply
Have accurate legal business information, ownership details, recent business bank statements and a complete list of existing obligations. Complete documentation usually produces a cleaner review.